Health Care Matters | April 4, 2025

Health Policy Tracker: Trump’s First 100 Days

HHS Reduction in Force in Full Effect

Employees impacted by the HHS reduction in force (RIF) were notified this week, impacting staff across HHS agencies, including the FDA, CDC, and NIH. While the full impact of these layoffs will come to light over time, read the following to learn what we know so far and the potential impact on key agencies. 

Trump's Deregulation Agenda

In addition to rolling out new health policy priorities and structural changes, President Trump and his administration have initiated a series of changes that could significantly reshape regulatory processes at HHS and beyond. For a summary of these actions, read the following:

 

Shared Savings Program ACOs Wary as CMS Halts Pay Models

Modern Healthcare reports that ACOs and health care providers are anxiously monitoring potential changes to Medicare's Shared Savings Program (MSSP) as the Trump administration begins implementing its health care policies. The conservative Heritage Foundation's Project 2025 explicitly recommends repealing MSSP, despite its record-breaking $2.1 billion in savings during 2023. Concerns intensified after CMS recently terminated four smaller Medicare payment models, fueling fears that MSSP may be scaled back or even phased out. Despite strong bipartisan support for ACOs in the past, experts fear that CMS could reduce the program's scope, impose stricter risk arrangements, or quietly let it diminish through inaction. Read here

 

Why It Matters

While concerns about MSSP's future direction are valid, it's important to note that the program is established in statute under the Affordable Care Act, meaning CMS cannot simply terminate it without congressional action. This provides a baseline of stability despite potential policy shifts. Encouragingly, CMS has already released application cycle information for Performance Year 2026, with dates and processes largely aligning with previous years suggesting operational continuity in the near term. We expect the administration may pursue modifications that increase financial accountability requirements or adjust benchmarking formulas rather than seeking wholesale elimination. Organizations currently participating in MSSP or considering joining should continue their value-based care transformation efforts while closely monitoring any regulatory changes that could affect participation incentives or risk structures. 

 

Health Insurers Slash Thousands of Jobs, More Cuts Ahead

The health insurance industry experienced a decline in jobs last year, breaking a pattern of growth that had been consistent since 2009 and contrasting with the overall increase in national employment. As Modern Healthcare and Becker’s report, at least ten major payers have announced cuts including UnitedHealth Group, Elevance Health, Humana, and Centene. UnitedHealth Group is implementing the most significant cuts by slashing 9% of its workforce. These companies cited financial pressures in Medicare Advantage and Medicaid businesses, higher-than-expected medical costs, and lower reimbursements as key factors driving workforce reductions. Read here and here

 

Why It Matters

Industry experts suggest these cuts reflect a natural correction after years of expansion and represent a larger shift toward automation and digital solutions to reduce labor costs. Looking ahead, we expect this trend of workforce optimization to continue for at least the next two years as insurers navigate challenging market conditions. The industry will likely accelerate investment in technology while continuing to explore cost-saving measures such as outsourcing and the use of temporary workers. These changes may reshape the competitive landscape, with some insurers better positioned to weather these transitions than others. Health care providers, employers, and patients should prepare for shifts in how insurers operate, including changes to service levels, processing times, customer service models, and an increased reliance on automation and AI for claims handling, authorizations, member interactions, and clinical decision-making. 

 

What We Are Reading

Social Risk and Acute Health Care Utilization Among Insured Adults 

Authors of a recent JAMA article examine the association between exposure to social risk factors and emergency department (ED) visits and hospitalizations among a sample of insured adults. Read here

Employer-Provider Direct Contracting: Practice And Policy

Health Affairs Forefront published an article discussing employer-provider direct contracting as a promising strategy for self-insured employers to bypass third-party administrators, negotiate transparent prices directly with healthcare providers, and reduce costs while improving quality. Read here

 

What We Are Contributing to

Transforming Medicare in California: Pathways to Improvement

The California Medicare Collaborative’s new issue brief outlines strategies to improve care delivery for California’s rapidly growing Medicare population. Coral Health Advisors' Partner and Founder Melissa Cohen was a contributing author to the brief, which focuses on advancing actionable, system-level improvements for Medicare beneficiaries in California. Read here

 

Pop health podcast

Want to join us on an upcoming episode of the Pop Health Podcast?

Apply now!

Apply to be a guest

Previous
Previous

Health Care Matters | April 11, 2025

Next
Next

Health Care Matters | March 28, 2025